Trade Finance Software For Financial Institutions - Solutions

Still receive guarantee applications via email?

Time to leverage a more secure customer communication channel

Still issue trade instruments on paper?

Accelerate response times while saving some trees

Keen to use the power of data to fuel your processing?

Gain enriched insights to support compliance

Embrace RIVO - the collaborative trade finance platform

A digital hub through which any trade finance instrument can be managed to enhance efficiency, optimize customer service and drive growth. Hosted securely with world-leading cloud providers, it is designed to streamline transaction management, foster ecosystem collaboration and provide data-driven decision support for an enriched user experience.

Seamless corporate collaboration with RIVO

Powerful application to manage your trade finance business
Paperless processing with digital document exchange
Flexible integration with the entire trade finance ecosystem
Enriched data insights & decision support including ESG and fraud prevention

We enable financial institutions to manage their trade finance business more efficiently with every corporate customer, to collaborate across the entire ecosystem and leverage data insights for improved trade productivity.

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Key benefits

Collaboration
Secure, centralized access to every trade finance counterparty
Integration
Flexible API-based collaboration with the extended trade finance ecosystem
Insights
Enriched decision support with data-driven insights
Paperless process
MLETR-compliant digital documents, e.g. digital guarantees
Fraud prevention
Duplicate financing invoice verification and identification to reduce fraud exposure
Sustainability
Transaction-based ESG tracking and scoring
Security
Centralized document management for version control, transparency and auditing

Get started

Key features

Intuitive dashboard for ease of use
Full lifecycle support of letters of credit, standby-LCs, guarantees, collections
Digital MLETR-ready document exchange
Transaction-based ESG tracking and scoring
Duplicate invoice financing fraud detection
Premium data quality with legal entity identifier
Workflow configuration
Advanced BI reporting
Cloud security, two factor authentication, SSO
Sandbox test environment

Get started

Free of charge

Starter Plan

Summary features

Secure collaboration channel
Guarantee /SBLC transaction management
Manage attachments
Unlimited number of corporates
Legal Entity Identifier enabled
Configurable web UI
Flat file exchange
Basic reporting (Homepage and Excel report)
Access to knowledge hub
Manage 1 internal unit
Manage 1 financial institution

Business Plan

Summary features

Starter features plus:

L/C management
Guarantee text editor
Manage multiple internal units (number upon request)
Manage multiple financial institutions (number upon request)
Manage standard charges
Basic limit management
Basic BI reporting
Connection to Surecomp systems
Automated fraud prevention
Sandbox environment
ICC/SWIFT Guarantee API access
Fintech partner access (number upon request)
Adjustable workflow
Issue immutable electronic documents

Enterprise Plan

Summary features

Business features plus:

Unlimited org-chart management
Create custom workflows
Issue electronic documents of title
eBL presentation under LC
Integrate into banking portal
Custom BI reporting
Working Capital Finance (SCF)
SSO
Custom fields
Create custom workflows
Enhanced limit management
Enhanced charges management
White labelled mono-banking portal
Open API access
GenAI email converter
Fintech partner access (number upon request)
Manage multiple internal units (number upon request)
Manage multiple financial institutions (number upon request)

Engage

Products

Products	Starter	Business	Enterprise
Guarantees & SBLCs	✓	✓	✓
L/Cs & Collections		✓	✓
Electronic BL presentation under LCs		Optional	✓
Guarantee text editor		✓	✓
Working Capital Finance		Optional	✓

Settings

Settings	Starter	Business	Enterprise
Corporates	Unlimited	Unlimited	Unlimited
Configurable UI	✓	✓	✓
Multi-Factor-Authentication	mail	mail	mail, sms
Single Sign on		Optional	✓

Workflow configuration

Workflow configuration	Business	Enterprise
Adjust workflow templates	✓	✓
Create custom fields	Optional	✓
Create custom workflows		✓

Digital documents

Digital documents	Starter	Business	Enterprise
Receive any document with a transaction	✓	✓	✓
Attach pdf documents <10 MB to a transaction	✓	✓	✓
Attach any document <10 MB to a transaction		Optional	✓
Attach any document <250 MB to a transaction		Optional	✓
Issue immutable electronic documents		Optional	✓
Issue electronic documents of title (MLETR compliant)			✓

Limit & Charges management

Limit & Charges management	Business	Enterprise
1 Limit per customer	✓	✓
1 Limit per customer per product		✓
Multiple limits per customer group		✓
Set standard charges	✓	✓
Individual charges per customer	Optional	✓
Multiple charges per customer group		✓

White-labelled mono-bank version

White-labelled mono-bank version	Starter	Business	Enterprise
Stand alone (rivo.trade/BANK)		Optional	✓
Integratable to bank portal (BANK.com/rivo)			✓

Hosting

Hosting	Starter	Business	Enterprise
Application, database and machine hosting on AWS	✓	✓	✓
Daily backups of application, database and machine	✓	✓	✓
Regular disaster recovery	✓	✓	✓
Data storage, years	10	10	10
Sandbox with dummy data		✓	✓
Sandbox with productive data on demand			✓
Regular productive data load			✓

Support

Support	Starter	Business	Enterprise
Knowledge and Help center	✓	✓	✓
Community	✓	✓	✓
Training Academy	✓	✓	✓
Ticketing		✓	✓
Customer Success Manager		✓	✓
Amendable contract			✓
Individual contract			✓

Connect

Connection to internal systems

Connection to internal systems	Starter	Business	Enterprise
Flat file exchange	✓	✓	✓
Surecomp channels		✓	✓
Guarantee API (ICC/SWIFT, RIVO)		✓	✓
Call RIVO’s open APIs		Optional	✓
GenAI email converter			✓
Individual interfacing			✓

Connect to external systems

Connect to external systems	Business	Enterprise
Embedded partners	Optional	✓
3rd party of Surecomp partnership program	Optional	✓
Other Fintechs		Optional

Managed Services

Managed Services	Starter	Business	Enterprise
Co-Develop individual services			✓
Host and manage individual services			✓

Enrich

Communication

Communication	Starter	Business	Enterprise
Secure collaboration chat	✓	✓	✓
Full audit trail	✓	✓	✓

Data enrichment

Data enrichment	Starter	Business	Enterprise
Legal entity identifier (LEI) basic function	✓	✓	✓
Verifyable legal entity identifier (vLEI)			✓
Corporate Trade Profile		Optional	✓

Fraud prevention solution

Fraud prevention solution	Business	Enterprise
Fraud checks via local UI	Optional	✓
API connection to client	Optional	✓
Basic reporting	Optional	✓
Bank to Bank communication channel		✓
Advanced reporting		✓

BI Reporting

BI Reporting	Starter	Business	Enterprise
Basic reporting	✓	✓	✓
Default BI reports		Optional	✓
Adjustable BI reports			✓

Schedule your 45-minute session with our experts

See RIVO in action - experience the management of digital trade finance!

Discovery call & demo

Signup & onboarding

Individual user training (optional)

Your first digital transaction

Discovery call & demo

Target

Understand the value of RIVO

Duration

45 minutes

Date & Time

On request

Book a demo

Thomas Arendt,
Head of Documentary Trade at DZ Bank in Germany

“As a leading trade finance bank processing thousands of transactions every year, RIVO perfectly meets our need to centralize and digitize our corporate communication channel. It will transform the efficiency of our customer service and work in harmony with Surecomp’s back-office processing solution.”

George Wilson,
Head of Trade Finance at Investec in South Africa

“Seeing the innovative development of the RIVO platform, particularly with regards to ESG scoring and tracking, we are confident this technology partnership will be instrumental in ensuring the success of our trade finance business.”

Christoph Lüthy,
Chief Operating Officer at Banque Algérienne du Commerce Extérieur S.A.

"As BACE’s trade finance business is key to our customers and growth, it is imperative we invest appropriately in the technology to support it. “As a result, we highly value our relationship with Surecomp, and using RIVO™ will enable us to efficiently optimize customer service delivery.”